The Credit Blogger

Join me on my journey to pay off over $60,000 in credit card debt

Entries for the ‘get out of debt’ Category

Talk your way out of credit card debt

Hello-
Happy New Year!
It’s 2009 and time for people to make the New Year’s Resolutions - lose weight, stop smoking and get out of debt.
I’ve been reading this book by Scott Bilker about talking your way out of credit card debt - in it he has transcripts of calls that he made to credit card companies [...]

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Discover Credit Card balance December 2008: $0!

Hello-
I just finished sending in a payment for the remainder of my Discover credit card balance to get it paid off.  Yippee!

Here’s the scheduled payment:

The posting date is December 25th, so I guess it’s a Christmas present to myself.
In Feb of this year, the balance was almost $6,000.
I just finished making my payments for the [...]

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Credit card debt report December 2008

Hello-
It’s that time of the month, the time when I talk about my credit card debt and let you know how much longer until I am debt free.  Here is my credit card debt report for December 2008.  I am only a few payments away from getting my Discover Card totally paid off.  I just [...]

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Now my AT&T Universal Card hates me…they want to raise my interest rates

Hello-
It’s almost time for Thanksgiving and I got a big thank you from my AT&T Universal Card - “Your interest rates are going up!  Thanks for being a great customer.  We don’t earn enough money off of you charging 18% interest so we want to charge you 24.99%!”  We sure do appreciate your business.
FUCK YOU [...]

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